Small business Dos and Don'ts

If you stand still, you are going back ward, because the world is moving forward. Move with the world.

Find out How you can stay in control of your finances in the year ahead.

1.   Be clear about where your money is going. Take a hard look at your finances, work out all your income and spending and look at whether there is any room to cut back.

2.   Be realistic about what you can afford, work out how much you can spend and stick to it.

3.   Use standing orders and direct debits to meet regular outgoings such as rent/mortgage and utility bills. Arrange for payments to go from your bank account just a fewdays after your wages have paid in.

4.   Try and save something every month, especially for planned spending like holidays. Set up standing order to a savings account.

5.   Aim to have money tucked away for unplanned events like pregnancy or redundancy.

6.   If you can pay for goods outright, don’t be persuaded to take out credit unless it really does work out cheaper or better meets your budgeting plans.

7.   Always try and pay at least 10% of your balance every month on your credit card.

8.   If you are taking out new credit-whether buying a house or getting a loan-think carfully about how you would manage repayments if interest rates started to rise, or if you suddenly find yourself out of a job.

9.   What seems like a good idea can have hidden costs. Reduced monthly minimum payments result in larger total payments. Interest free credit has to be paid off in full before the fre interest period expires.

10.        Spend time shopping around before borrowing.

Do you want to find out the
Do's and Don'ts then click here now http://bit.ly/lTvSUY

Tips of the day.

Starting your own online business.

Are you working too hard to make any "real" money online?...     "Give me 7 ½ minutes - and I'll show you the secrets to making more money... working fewer hours... and having a lot more fun with your online business - Guaranteed!" No matter what type of online business you operate! ·         Eliminate needless work...  ·         Develop the "Super Lazy Achiever" success mindset... ·         Turbo-charge your business using specific, detailed  strategies,  principles, ideas, and advice you won't find anywhere else...  ·         Reclaim your life by discovering a "gold mine" of proven techniques that allow you to do business online easier, faster, better and cheaper! Click here to read more http://bit.ly/kRlG2S

 

Dear Friend, Everybody knows a guy like this! When I first saw this guy in school I thought to myself, "This guy has got to be the laziest person in the entire world! He will never make it through 4 years to graduation. He sleeps late, he parties all night and I never see him do anything." Boy was I wrong... This guy got great grades, had lots of friends (girlfriends especially) and never seemed to get stressed out about school. Not only did he graduate, he graduated with honors and went on to get an awesome job at the highest pay with an excellent company. Everything he touched turned to gold and he never worked hard at anything. What was his secret? I thought he was absolutely the laziest person I'd ever seen – how does he still keep coming out on top to this day? You see people like this doing incredible amounts of business online too - men and women you don’t see doing a whole lot, yet everyone is talking about them, everyone wants to do business with them and they seem to have more money, take better vacations, drive better cars and have more fun than anyone else! While everyone else is breaking their backs to barely keep up (and maybe get a little ahead), these people leave the rest of the pack behind in the dust!      Who are these people? What's their secret? They're "Super Lazy Achievers"! And "Super Lazy Achievers" know how to do the minimum amount of work to produce MAXIMUM results! They know the "tricks" of how to get ahead without working hard... and certainly without working as hard as everybody else who stumbles around like a herd of confused cattle. http://bit.ly/kRlG2S     Here's the great news...  You can learn to do the exact same things they do - and produce the same incredible results in your life too!    How to become a "Lazy Achiever"! If you are struggling to get your online business on track... If it seems you work endless hours and can’t get ahead... If you aren’t enjoying the success you know you deserve... If you look at other people and wonder why they get ahead by working less... If you can’t understand why the more you work the less you make... If you want more time, more money and a lot more fun in your life…   http://bit.ly/kRlG2S Then the "The Lazy Man’s Guide to Online Business" just might be the most important ebook you ever read.   Here's why: Your own online business can be a "lazy man’s" low cost, high-profit dream machine (making real world cash) if you understand the key principles that anyone can apply and use immediately to work less, make more money and have tons more fun in life! We’ll teach you the exact tips, tricks, techniques and -- most importantly -- the correct mindset to improve and grow your own "Lazy Man's" dream business - no matter what type of online business you currently (or want to) operate! Now that’s a tall claim but keep reading and we’ll show you exactly why we can do what we say… http://bit.ly/kRlG2S    The key to success online is not working harder or longer hours… it’s doing a few simple things really well I used to be totally stressed out, barely getting by while other people took credit for my work. I lived in constant fear of getting fired or laid off -- not because of anything I did -- but because of someone else’s decisions about where the business should go, their egos getting bruised or because of "the economy". In 1997 I launched my first ebook online. It made a quite a few bucks, but it could have made much more if I’d known what I was doing.  I wish someone had taken me by the hand and taught me the "mindset" for online success... if someone had just given me a few simple techniques, I would have succeeded much faster. I am not one of those overnight success stories, but over the years I’ve learned a lot and my online business has grown dramatically.  Now my life is a much different picture... The money and freedom are incredible – just one of my businesses grossed over $42,369 in sales in 4 1/2 months (How to Write and Publish Your own Ebook in as little as 7 Days). Another grossed over $82,421 in a little over 3 1/2 months (33 Days to Online Profits). < --- Side Note---> Am I promising the same thing will happen to you... that you'll create a six-figure income? No, of course not. No sane person can promise you that. Why? Frankly because I have no idea if you'll get up off the couch and do anything or not! (But that's true of anything, isn't it?) <--- End Side Note ---> But even better than making money, the hours I work have reduced dramatically… all because I discovered the simple principles that create, build and grow your "killer" online business... no matter what type of online business you operate. I now earn a very significant income working about 8 hours a day out of the house my wife and I just bought. I also write a syndicated newspaper column about the Internet that appears in several papers and offline publications each week. I recently took a trip to Las Vegas, another to the Bahamas, and my wife and I are getting ready to go to Cancun, Mexico for a second honeymoon. When I’m not working I play with my dogs, hang out with my wife and friends, take long walks and generally enjoy life a whole lot more than I did when I was stressed out working 12-14 hours a day 6-7 days a week as a chain-smoking mortgage banker and realtor. The final step in creating my online business – a transformation really – did not come, however, until my co-author, Dallas Edwards, (who also happens to be my father) helped me identify and understand the key principles of what it takes to really make your online business a true success in all areas of your life. Dallas Edwards is no slouch. For the last 35 years Dallas has worked helping large and small companies get their acts together, stop wasting time and effort, and find creative solutions to their problems. Through his coaching and experience, I was able to take everything I’ve learned about doing business online and together we created "The Lazy Man’s Guide to Online Business"! Now that I have the "Lazy Achiever’s" Mindset, I know exactly what to do and how to do it to get maximum results from minimal effort. Now the less I work and the more I relax -- the more money I make… it’s an almost mystical experience. Now with "The Lazy Man’s Guide to Online Business" we’re going to teach you how to do the exact same thing -- no matter what type of online business you have! Can't wait to get started? Click Here Now! http://bit.ly/kRlG2S    Here’s what a few experts had to say about this program when they got a sneak peak: If you want to see why they are so excited -- and if you want to adopt the "Lazy Man's" Mindset in your own business – then "The Lazy Man's Guide to Online Business" is definitely for you! This book is really only about one thing – How to accomplish more online easier, faster, cheaper and better than you ever dreamed possible while skyrocketing how much fun you have with your online business.    Here are just a few of the things you will learn: Learn how to get paid for a one-time action over and over Easily identify opportunities to perform one time actions and then make money from them over and over for months, even years to come. (page 59)   "X" Marks the spot! How to literally create your own online "treasure map" that will lead you to your own personal pot of gold – 100% guaranteed! (page 43)   Learn how automobile tycoon Henry Ford’s assembly line technique can revolutionize your online business by slashing the time it takes to roll out any online project! (page 50)    Learn the secret to making money from other people’s mistakes and problems. This one tip is responsible for creating $100,000’s in sales of ebooks, info-products, tape programs and more! (page 63)    What an appliance mover and a short order cook can teach you about simplifying your online business to the point that virtually everything you do makes you money. (Page 30)    The Lazy Man’s "15 Commandments" Obey these and you will enter the heaven of working less, earning more and having tons more fun! Disobey them and you are doomed to the other place – where everybody works just too darn hard! (page 35)    Learn and use the single most important key for creating and living the Lazy Man's online dream business. Get this one and every other part of your online business almost magically falls into place. Things will come to you, help will appear seemingly from nowhere and everything in your business will work for you – instead of you working for your business. (page 36)    What an 1849 gold prospector can teach you about operating online… … and no, it’s not how to work 18 hours a day in the mud and freezing water picking through tons of rocks hoping to find little specks of gold (like most online marketers). This one will teach you how to go straight to the gold without taking one extra step or making one extra effort. (page 39)    Ever heard of multi-tasking? Well a lazy man would never be caught dead taking more than one action at a time – though a lazy man also knows how to get 3 to 4 times the results out of every single action they take. Find out why "hard workers" who do several things at once actually shoot themselves in the foot when it comes to success online. (page 46)    Learn to automatically prevent and avoid online business disasters… … before they happen! A lazy man never gets caught short when operating an online business. (page 56)    What does James Bond know about online business? What even the worst "Broadway Play" can teach the best, most experienced online marketers. A Lazy Achiever always uses the techniques that helped Tom Cruise and Sean Connery deliver the best performances of their lives! (page 53)    How a $17 shopping cart saved over $20,000 in sales in less than 15 minutes – this story alone is worth the entire price of this book! 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(page 112)   John Harricharan - "Attention and Intention" - this best selling author shares insight on how to instantly get around, go over or eliminate any problem in your online business. (page 114)   Jon Keel - "Instant Website Traffic!" - gives you the inside track on using pay-per-click search engines and how knowing when to bid just a penny more for the right listings can skyrocket your business. (page 117)   Gene Ramos - "Service - Going the extra mile" - reveals the "Seven biggest Business Killers we learned the hard way". (page 121)    Here's the bottom line on this incredible resource... "The Lazy Man's Guide to Online Business" will teach you: How to develop the Lazy Achiever's mindset so you can work less, get paid more and have tons more fun! How to organize your time so you actually get a life instead of an online monster that controls you... The secrets of "Super Lazy Achievers"... the proven techniques and strategies they use to build incredibly profitable online businesses by actually working less... The simple, yet powerful techniques to make sure every action you take makes you money -- no effort gets wasted... How to get multiple results from a single effort... imagine getting paid for months and years from something you only do one time... How to make money from other people's mistakes... How you can eliminate 87% or more of the time you waste answering email that doesn't make you any money... How to write your own personal "treasure map" for online business success... Extensive Interviews with 13 of Today's Online SUPERSTARS ... and much MORE! How much would you pay to really learn how to work less and get paid more?   Discover the truly priceless secrets of doing business online better, faster, easier and cheaper! I and most of the people we interviewed in this book charge hundreds of dollars an hour to consult over the phone (you'll pay a lot more to have us in person) - yet you'll learn our proven techniques and strategies on the pages of this ebook... If you could learn to earn more money in less time - that would change your life! If you could save even just two hours a week and spend that extra time with your family - that would be truly priceless! So why you waiting, just click this link and find out more.? http://bit.ly/kRlG2S !